Medical Payments Coverage Installment # 2
In our last blog about medical payments (aka “medpay”) insurance coverage, we discussed the manner in which you may recover under multiple insurance policies for a larger overall recovery. On occasions, the medpay adjuster may advise that he/she cannot pay out the medpay benefits directly to you because there are liens asserted upon the medpay […]
Medical Payments Insurance Coverage- Installment #1
If you have been injured in an motor vehicle accident, you may be able to recover money damages pursuant to multiple claims under multiple insurance policies!!! Subject to standard exclusions, medical payment (aka “medpay”) coverage will pay reasonable expenses incurred for necessary medical and funeral services because of bodily injury caused by an accident and […]
COMMON CONCERNS IN HANDLING YOUR AUTO DAMAGES CLAIM FOLLOWING A WRECK – Installment 4: Hidden Damage
In this week’s addition to our property damage blog, I would like to discuss your rights if you have your vehicle repaired and then realize that your vehicle has additional damage that is from the car wreck, but undiscovered until after repairs were made. In this situation, the liability insurance carrier (the insurance company for […]
COMMON CONCERNS IN HANDLING YOUR AUTO DAMAGES CLAIM FOLLOWING A WRECK – Installment 3: Where to get your car or truck repaired
Clients frequently inquire as to whether they are required to use the repair shop recommended by the insurance company to fix your damaged car or truck following a wreck. I normally recommend to the client that you do use the repair shop that has been recommended by the insurance company. This will prevent any descrepency between the […]
Common concerns in handling your auto damages claim following a wreck – Installment 2: New or Used Parts
Our clients are frequently concerned with whether the insurance company will use new parts when repairing their vehicle. Unfortunately, we have to inform our clients that new parts will only be used if the parts in your damaged vehicle were new at the time of the wreck. Normally, the parts in your car will be “used” […]
Common concerns in handling your auto damages claim following a wreck – Installment 1: Totaled v. Repaired.
When you are in an accident, and your car or truck is damaged, the insurance company for the Defendant is going to do one of two things: 1) repair your vehicle or 2) total your vehicle and pay you the actual cash value of your car or truck. To determine whether your car or truck […]
About Owens & Miller PLLC
Will Owens and Kimberly Miller formed Owens & Miller PLLC with a simple mission: Deliver exemplary legal services and results while simultaneously providing excellent client service with compassion and empathy. Will and Kimberly are young and energetic attorneys, but also highly experienced trial lawyers who are not afraid to take on the insurance companies. Located […]