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Medical Payments Insurance Coverage- Installment #1

If you have been injured in an motor vehicle accident, you may be able to recover money damages pursuant to multiple claims under multiple insurance policies!!!  Subject to standard exclusions, medical payment (aka “medpay”) coverage will pay reasonable expenses incurred for necessary medical and funeral services because of bodily injury caused by an accident and sustained by an “insured person”.  NC law defines an “insured person” very broadly, which may enable you to recovery under multiple policies.  For example, you can generally recover under the following auto medpay insurance policies:   

  • the policy for the vehicle in which you are traveling at the time of the wreck (aka the car’s policy);
  • any insurance policies in which you are named as an insured person (aka your policies)
  • any insurance policies of blood relatives with whom you reside (aka your family’s policies)

Note that medpay insurance recoveries can be “stacked”.  Over the years, Owens & Miller has settled almost a thousand medpay claims out of Court. When necessary, Owens & Miller has filed lawsuits and litigated numerous medpay claims across the State.  Because of their experience, Owens & Miller is ready, willing, and able to force the insurance company to do the right thing.  If you have been injured in an motor vehicle accident, you should contact Owens & Miller at 919-719-2750 or email them at info@owensmiller.com for a free consultation in order to determine if you are entitled to additional medpay benefits.  The advice is free, and there is no obligation! You have nothing to lose!

To find out more about Owens & Miller PLLC, please visit us at www.owensmiller.com.

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